Our first priority is helping you take care of yourself and your family. Saving you time during the year to focus on what really matters. Our financial planning subscriptions enable us to provide ongoing and proactive engagement. Creating time to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk.
We believe in an advice first model. To work in your best interests as a fiduciary we need to build a financial plan together. Your financial plan will inform you of your possibilities, identify challenges, opportunities and help us identify strategies and decision points to provide your plan with the most value.
Why are we so excited about financial planning? Why do we go through our process with all of our clients?
1). Financial Plans are all about you and your desired outcomes and financial sustainability. What is emotionally relevant, important and possible to you and your family is unique. We want to understand you and be of service to your journey and your story.
2). The largest financial decisions of your life have little or nothing to do with investment strategies and insurance strategies. Financial Plans give us a space to talk about these decision points. Ensuring we account for their potential outcomes in the plan.
3). Our first job is to listen to you and ask great questions. Doing so empowers our clients with prospective, ideas, concepts, processes, realistic expectations, identification of risk, identification of purpose and priorities. These are of great value in helping you make more informed financial decisions.
Access to ongoing advice and educational events to serve your financial mindset and plans. Accountability, reminders and help implementing your plan.
Financial Planning Deliverables
All clients will receive recommendations on the eight areas listed below
A few examples of financial decisions we help our clients make:
Advanced Financial Planning
Depending your goals and objectives some of the above deliverables could be part of your plan
Financial Planning Subscriptions
Planning for individuals and families starts at $200 per month.
Business owners and higher networth financial planning starts at $400 per month.
If you have a very complex situation your fee could be higher. All will be disclosed and communicated before we start or sign an agreement.
Investment Management Fee
We do not have investment account minimums at Sterling Edge Financial. We provide investment advisory services starting at 1% of assets under management per year billed quarterly.
Do we earn commissions?
In general we avoid commissionable business and only provide products and services that charge a commission if it is in the best interest of our clients or unavoidable. We will disclose earning commissions should we recommend implementing a solution that we are paid a commission.
What happens after the first year?
Renewal financial planning fees are typically 50% of the first year fee or less depending on the amount of ongoing advice required.
We provide speaking engagements in person and virtual for groups and organizations looking for financial education, prospective and ideas to help them make more informed financial decisions.
Discounts and Pro Bono
Clients with over $500,000 of investable assets may qualify to have their financial planning fee reduced or waived.
We offer a 50% discount on financial planning services to military veterans and military spouses. Including business owners affiliated Bunker Labs or graduates of Bunker Labs programs.
We will provide Pro Bono work on a case by case basis by referral only.